Do not buy a jaguar
Well, you can buy a used Jaguar with expired factory warranty if you can afford the cost of repairs. With 140,000 miles you are looking at a car that will soon begin to have worn parts. And most repairs require expertise that, unless you have it, will end up costing you $$$. As far as financing, this is something that goes with your personal financial needs.
Run away! Run away!!
Looking for a Used XF in your area?
CarGurus has 132 nationwide XF listings starting at $12,950.
Search Jaguar XF Questions
Jaguar XF Experts
Related Models For Sale
Used Cars For Sale