Poor credit a few late payments excellent job can I possibly get the car that I want with good payments?

Asked by Mar 15, 2017 at 09:21 PM about the 2013 Jeep Wrangler Sport

Question type: Car Selling & Trading In

I'm driving a basic Honda I'm like 11,000 in but I want a new car. The amount
of my car payment I should be able to drive a better car that I'm driving I have
a great job but because I started a new job last year my pay period
changedso it caused an issue with my rent and other bills which made a few
payments late just want to see what my options are

4 Answers

153,215

You can, I would try a finance company, credit unions, see what the Dealer of the car you want to buy has to offer.

105,845

It will take time to clean up your credit. Drive what you have now and make all the payments on time and your credit will slowly get better.

If your car payments weren't more than 30 days late, there should be no issues on your credit history for them, as banks will only begin reporting delinquencies after 30 days. You can now get a free copy of your credit report with most banks or credit card companies. If the late payments are showing on your auto loan, 6-9 months of on time payments from your last reported late payment should be enough time to re-establish your ability to make your loan payments and boost your score. Local Credit Unions are a great place to start. If you have a higher interest rate on your current loan, refinancing is an option that can help to lower your payments & boost your credit score. DCU offers refinance and pre-approvals online and can help give you an idea of what you could qualify for.

105,845

Daphne, you should be ashamed of yourself posting this spam here. It is impossible to borrow money with out some form of collateral.

Your Answer:

Wrangler

Looking for a Used Wrangler in your area?

CarGurus has 1,685 nationwide Wrangler listings starting at $6,495.

Postal Code:

Jeep Wrangler Experts

  • #1
    Mathew Wooldridge
    Reputation
    710
  • #2
    G A Arne
    Reputation
    670
  • #3
    F_O_R
    Reputation
    630
View All

Find great deals from top-rated dealers

Search

Related Models For Sale

Used Jeep Wrangler Unlimited
45 Great Deals out of 5,274 listings starting at $8,995
Used Jeep Grand Cherokee
78 Great Deals out of 4,703 listings starting at $4,499
Used Toyota Tacoma
40 Great Deals out of 1,749 listings starting at $5,500
Used Ford F-150
266 Great Deals out of 13,980 listings starting at $1,377
Used Jeep Cherokee
89 Great Deals out of 5,134 listings starting at $8,950
Used Ford Mustang
65 Great Deals out of 1,871 listings starting at $4,700
Used Toyota 4Runner
28 Great Deals out of 885 listings starting at $5,400
Used Chevrolet Silverado 1500
126 Great Deals out of 12,556 listings starting at $3,995
Used Toyota FJ Cruiser
40 listings starting at $9,000
Used Chevrolet Camaro
33 Great Deals out of 1,088 listings starting at $9,950
Used Dodge Challenger
30 Great Deals out of 627 listings starting at $10,900
Used Dodge Charger
51 Great Deals out of 921 listings starting at $3,944
Used Chevrolet Corvette
22 Great Deals out of 708 listings starting at $4,995

Used Cars For Sale

2017 Jeep Wrangler Sport For Sale
5 Great Deals out of 70 listings starting at $21,995
2016 Jeep Wrangler Sport For Sale
4 Great Deals out of 52 listings starting at $20,844
2015 Jeep Wrangler Sport For Sale
6 Great Deals out of 51 listings starting at $17,888

Content submitted by Users is not endorsed by CarGurus, does not express the opinions of CarGurus, and should not be considered reviewed, screened, or approved by CarGurus. Please refer to CarGurus Terms of Use. Content will be removed if CarGurus becomes aware that it violates our policies.