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I’m also shopping for a Vehicle and I’m coming across many used vehicles that have liens on the titles. I am personally choosing not to buy any of those vehicles. There’s too much risk in my opinion. Unless car gurus handles the transaction where the money goes from you, to car gurus to pay off the loan, and then the balance to the seller, I personally wouldn’t do it. It’s tough finding used vehicles in the open market without liens on them or that have not been rebuilt. The last thing you want is the inability to be able to get the vehicle in your name and the appropriate insurance and registrations. Or you have to pay off their loan yourself and then take them to court to get the money back which I’ve seen other people have to do.