My car got totaled in an accident. I am now having to try and finance a new loan while the previous loan is still active and in process of being paid off by the ins and gap. I only have the rent a car for 7 more days and I dont think I will have the proof of pay off letter in hand to apply for a new loan in those 7 days. How do I get fifnanced without having that previous loan held over my debt to income ratio?
Consider buying a junker until your paperwork clears. Plenty of cheap but reliable cars on the market.
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