Asked by Mar 15, 2017 at 02:38 PM about the 2011 Scion xB

Question type: Car Selling & Trading In

How does carguru work, do they check my credit
score. Or my income. I've been told used cars are
high on interest is so how much and is there a
down payment. What do they ask me for a license
or idea and do I have to have a cosigner. Can
someone please contact thru email

3 Answers


CarGurus has nothing to do with the actual sale of a car, it's a free listing site that anyone can post to, much like, or craigslist (only with better spam control). So you will be dealing with either a private seller or a dealer. Dealers will most likely want to run your credit report and need a copy of your license, and if your credit score is non-existent or too low, you'll likely need a cosigner, and it's usually people with lower credit scores that pay higher interest rates. IMO your better off saving up money and buying something used or lease something dirt cheap rather than get suckered into paying a high interest rate loan.

1 of 1 people found this helpful.

This site does not sell cars, if you find a car you like then you will need to contact the dealer and work those details out with them...

1 of 1 people found this helpful.

Get a car after you get out of high school.

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