can a lienholder take your vehicle without informing the police


Asked by Apr 15, 2017 at 08:02 PM

Question type: General

6 Answers


If you are way behind in the payments then the car can be repossessed without law enforcement contact.

2 of 2 people found this helpful.

They sure can...

1 of 1 people found this helpful.

if it was only 10 days late would it be possible

1 of 1 people found this helpful.

Can I assume this wasn't the first time you we're late on a payment? If you knew you were going to be late, you should have called your lender to work out a payment plan so they wouldn't have to call a repo man. But the others are right, there is no need to call the police. They would only call law enforcement if you if you refused to surrender the vehicle.

1 of 1 people found this helpful.

Depends on the terms and conditions of the financial agreement you signed. Ten days, ten minutes, whatever the contract says. The tow truck driver would have documentation proving that he has a legal right to take the vehicle on behalf of the lienholder. Just in case you called the police and reported it "stolen". HTH. -Jim


My guess is that you have a loan with one of the buy it here borrow here car lots. They don't give much grace period for delinquent loans and have been know to act rather quickly. Always notify a lender if a payment is going to be even 1 day late.

1 of 1 people found this helpful.

Your Answer


General Experts

  • #1
    Tom Demyan
  • #2
  • #3
View All

Content submitted by Users is not endorsed by CarGurus, does not express the opinions of CarGurus, and should not be considered reviewed, screened, or approved by CarGurus. Please refer to CarGurus Terms of Use.