Can cargurus or any help me with insurance question?


Asked by Feb 09, 2017 at 11:27 PM

Question type: Shopping & Pricing

I have 5 accidents on my license and I have no Insurance now. I have 2
comming off my off after 5 years......Do they come off after 5 years..???..Also,
does anyone know where I can find a NO-NAME auto insurance company,
besides all these BIG NAME crooks....Please help, If you can...fixsalot4u....

6 Answers


If the accidents were not your fault they don't count against you. So don't even mention them when shopping for insurance. However, if they were your fault after 5 years they should be off of your driver abstract. I've seen commercials for "The General" auto insurance. Supposedly they insure higher risk drivers. It would also help if you took and passed a defensive driving course. Insurance companies give "kudos" for that! Good luck to you!! HTH. -Jim

1 people found this helpful.

Go to driving school for sure if they were your fault and not calling you out or being rude, It will help you and you can stay safe and lower the cost of a policy. Like Js08016 said take a defensive driving course it will put you in-line with the mind set for driving the over croaded roads. Make sure your ride is up to safety standards. Safe-way insures high risk drivers too but it may be a local company. Yellow pages and some little places like the pay by the month companies found in your down town big city areas. Some companies only go back 3 years so they are already off the abstract of some companies. Give Gieco a call.

2 people found this helpful.

Suck it up and ride the bus for a while. Do what Jim says and be careful next time.

2 people found this helpful.

Thanks everyone for your help.......They were all at fault on me because I had to pay out?...?...Also, one out of two that are comming off after 5 years in March was under 2000$ pay out (only 450$....Does that matter..???....I will try to look for companies that just go back 3 years.....If anyone knows any, I would appreaciate help.......Thanks guys..Not giving up yet..PS..I will continuie helping others with auto mantinence, and repair help.....fixsalot4u.....

1 people found this helpful.

Maybe should should do everyone a favor and quit driving. If you have 5 accidents it's a pretty good indicator that you are a terrible driver.


All companies will look back the same amount of time which is legally defined as far as I know. Use this as a life lesson and take the pain for now until you can afford insurance. With all those accidents you probably could not afford the insurance even if you could find a company that would cover you. Some patience should get you out of the woods. What you do after that is up to you!

1 people found this helpful.
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