Bye car remotely with cashier's check?


Asked by Blue42blue42 Jun 20, 2019 at 11:39 AM

Question type: Car Selling & Trading In

I found a car on CarGurus that I've been
looking at buying from a dealer. But they
seem to want to take payment by cashier's
check mailed to them before I have the title or
anything. I am not comfortable with this.
Does anyone have any input or experience? I
would rather pay through CarGurus or PayPal
if I could.

6 Answers


More importantly, I would test drive the car and have your mechanic inspect it before any money changes hands. You are wise to be uncomfortable with mailing money to a dealer.


Thanks. I'm just not going to fly and do all that and drive back a 12-hour drive if I can have it shipped for six hundred bucks. I had an independent mechanic look at it already. I would not buy a car without having that done. I spoke to one other dealer about a different car and they also said they only take cashier's check or personal check from a National Bank. It's just hard for me to believe that people regularly send over $10,000 in what is essentially cash without having anything in hand at all.


That's the procedure for buying in a different state. Seems messed up, but think of it on the recipient's side. Once the car is registered in another state and you stop making payments or you stop payment on a check, that dealer will have a difficult time getting his money out of you, if he even can. After you send a cashier's check, you'll have the check receipt with the payee's info on it and you'll have a postal receipt with tracking when you mail it.

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Best Answer Mark helpful

Thanks. And I suspect dealers certainly already know what I learned about Paypal, which is that the buyer can stop payment pretty easily it seems. I'll never sell a vehicle by Paypal again. And it looks like CarGurus only provides a secure transaction service for private sellers; not for dealers. I do have a high probability that the dealer (it's really an auto shop with about 7 cars on the lot) actually exists and is an established business. So I might go on and send twelve grand down their way on good faith. Seems pretty unwise. But it's either that, or I don't get the car it looks like.


Always protect yourself, and that's especially true in out-of-state deals. You've hired a mechanic, so you know the car and the seller exist, and as this type of transaction isn't uncommon, you have a high chance of everything going smoothly.

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