Ok so you use site get preapproved and can't buy a
car some are private seller cash only should state
that ahead.also you like car can't get it they don't
use the company car gurus preapproved you with
and I found this crazy not helpful very stressful
and completely a waste of my time.
At least you know what your price point your at when looking at a vehicle. Dealers like to provide their own financing as they get kick back from the banks they use and private sellers are avoiding the $99 and slow process.