I slammed into a huge rock trying to avoid hitting a car, severely damaging bending frame chassis, fender, a
It's going to be totaled.
If you had full-coverage insurance on the car, they'll likely total it. If you had basic liability repairs are on you, but bent subframe/unibody - not likely worth repairs.
It won't take much damage to total a 2010 Kia. Did the airbags deploy?
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